Data Enrichment

Improve Data Quality and Enable Better Insight

The more you know about your members, the more you can optimize and safeguard their experiences while making more informed account decisions.

Enhance your data through PSCU’s Data Enrichment solutions to improve data quality and enable greater insight into your members.

PSCU Identity Intelligence Solutions

Cardholder interaction with financial institutions is ever-changing. Consumers are using multiple channels and different devices and expect immediate, convenient and safe access. PSCU’s Identity Intelligence Solutions deliver actionable identity intelligence, allowing your credit union to focus on your members’ experience and combat fraud with minimal friction by providing a concise, 360-degree view of identity risk at every point of the member lifecycle.

PSCU Scoring Solutions

Access cardholders’ scores easily for use in your credit granting and management decision activities. Automates the credit bureau data-gathering process through a portfolio review tool that gives you the most up-to-date predictive scores available to make more informed account decisions.

• Partnership – PSCU’s partnership with three world-class credit bureaus (Equifax^®, TransUnion^®, Experian^®) helps credit unions take the risk out of credit card portfolio management decisions
• Attributes – Gather attributes such as individual monthly income, debt-to-income ratio and disposable income for use in the credit line management strategies and adaptive control decision areas