Our Difference

PSCU is a Credit Union Service Organization (CUSO) and a true cooperative partner for credit unions. As a cooperative built, owned and governed by credit unions, our Owners contribute a collectively unique perspective on their strategic needs to thrive and grow in their markets. This collaborative approach ensures that the focus of the cooperative addresses the highest priority needs of its members.

For 40 years, PSCU has worked to deliver an exceptional and memorable service experience at every credit union and member touch point. PSCU’s strategic investments in transaction processing, fraud prevention, digital payments, loyalty rewards, data analytics programs and 24/7/365 call center support give all Owners the competitive edge needed to outperform the competition in their markets.

PSCU’s access to industry leading partners also gives its Owners the opportunity for early adoption of new payments technology. EMV chip cards and digital wallets are examples of sophisticated technologies that involve the coordination of many moving parts – and multiple partners – that are being successfully delivered to credit unions by PSCU.

The combination of leadership in payments and a commitment to ongoing investment in technology and talent make PSCU an optimum partner to process, service and grow credit unions’ card programs. PSCU’s technology infrastructure, from its call center service applications, to its support for member-facing self-service applications is a critical component of PSCU’s service delivery model.

The real value and success of PSCU is defined by the success of its Owners and how well PSCU serves its credit unions and their members.

And that is the power of strength in numbers.

2017 Annual Report