Agent Program -
Managed Card Services

Expertly managed credit card portfolio operations

Many credit unions today struggle to see growth in their credit card portfolios due to high operational costs and low average card penetration. Others simply do not have the time and staff expertise to handle the many risk, compliance and marketing processes needed to maintain a successful credit card program. As consumer preferences continue to shift toward cashless transactions, credit unions will need to keep up with their member’s evolving payment needs.

PSCU’s Managed Card Services allows credit unions to outsource their credit card operations, improving efficiency and freeing up staff to focus on other critical processes. The credit card program is handed over to experts that will manage the risk and cost of credit decisioning, fraud, disputes, marketing and servicing. With Managed Card Services, cardholders will also have access to a full suite of consumer and business credit card options.

A comprehensive credit card management program, including credit decisioning and servicing, strategic business reviews, training and support

A full suite of business and consumer credit cards with competitive interest rates, benefits, fees and rewards

Generous revenue sharing and employee incentives based on percentage of interchange and net interest

Fully managed service of the credit union’s credit card program, including compliance, servicing, risk management, billing and recovery

Robust marketing support includes credit union-branded plastics and applications, partnership marketing materials, campaign management, reporting and more.